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Q.	How will a cash advance help me?
A.	A cash advance will help you to live comfortably (ie. pay your bills) and give you more time to receive the highest settlement possible.
Q.	How is an advance different from a loan?
A.	An advance is based on the conditional outcome of a future event (ie. Case settlement). If the case doesn't settle, then the client is released from repayment. A loan requires repayment and monthly payments.
Q.	Do I have to repay the money if I lose my settlement case?
A.	No. The cash is yours to keep even if your case is unsuccessful.
Q.	Who is eligible for an injury advance?
A.	Anyone who has sustained an injury in a vehicle accident through no fault of their own.
Q.	How is the cash advance determined?
A.	Our proprietary AX Computer Software System determines the amount of the advance by evaluating the merits of the claim. Injury and general damages are taken into consideration when a funding amount is approved.
Q.	Will you consider my credit history when determining the advance amount?
A.	No. Details of your case are the primary considerations when determining an advance amount.
Q.	What are your interest charges?
A.	Our rates are set at current competitive industry standards. You need only apply.
Q.	Is there a minimum advance?
A.	The minimum is $500.
Q.	Do you need a lawyer?
A.	Yes you will need a lawyer, but you can still apply right now. Or please call our offices at 1-888-291-4488 and we will assist you with the application and refer you to an experienced personal injury lawyer in our network.
Q.	What if I falsify information on the application?
A.	Falsifying facts on the application amounts to fraud which is a criminal offence. AdvanceXpress Inc. will seek to recover the cash advance paid out as well as related costs of recovery.
Q.	How much funding can I get?
A.	The amount determined varies as your case matures. In the early stages, an approval can be lower, but an applicant can re-apply. Remember, it is based on the strength of your case.
Q.	Can I talk to my lawyer about your injury advances?
A.	Absolutely. We encourage you to speak directly to your lawyer and let him know if your intentions of applying at AdvanceXpress. It is important to know our financial assistance benefits both you and your lawyer; you are able to hold out longer for a bigger settlement aware and he fights for the maximum you are entitled to.
Q.	Why would my lawyer NOT recommend using AdvanceXpress' injury advances?
A.	Your lawyer may not be aware that AdvanceXpress offers non-recourse funding. As we are only paid based on the success of your settlement, if you lose your case, you pay nothing back. You pay AdvanceXpress only if you receive settlement. Lawyer's fees are always paid first and foremost before any portion of the award or settlement is paid to AdvanceXpress.
	Your lawyer may be concerned about the administrative aspect of our service. As AdvanceXpress handles all of the administrative work involved in the injury advance process, we only require a few minutes of your lawyer's time to confirm details of the case.
	Your lawyer may be concerned with our service interfering with the case. We assure you, we only gather information during the application process and have no other involvement, nor do we wish to influence the handling of your case. Our concern is only with the merits of your claim and if there will be any issue preventing a settlement.
Q.	How do I repay my injury advance?
A.	When your case settles and there is an award, we receive our payment portion from that settlement amount. Your lawyer issues a cheque for the principle amount plus the accrued interest to date, after he settles his fees and disbursements.
Q.	How much do I owe upfront?
A.	There is no money owed upfront. There are no monthly payments. You will pay the application fee out of the approval amount when picking up your advance at the brokers, otherwise, the principle amount you borrow plus the daily interest rate it accrues is repayable only when and if the case settles.