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TERMS AND CONDITIONS

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ADVANCEXPRESS CANADA INC. Web Site ("Site") is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Site constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use.

ADVANCEXPRESS CANADA INC. reserves the right to change the terms, conditions, and notices under which the Site is offered. You are responsible for regularly reviewing these terms, conditions and notices, and any additional terms posted on the Site. Your continued use of the Site after the effective date of such changes constitutes your acceptance of and agreement to such changes.

Links to Third Party Sites and No Endorsement.

The Site may contain links to other sites. These links are provided as references to help you identify and locate other Internet resources that may be of interest. These sites were independently developed by parties other than ADVANCEXPRESS CANADA INC. and ADVANCEXPRESS CANADA INC. does not assume responsibility for the accuracy or appropriateness of the information contained at, or endorse the viewpoints expressed at, such sites. In providing links to other sites, ADVANCEXPRESS CANADA INC. is in no way acting as a publisher of the material contained on those other sites and does not seek to control the content of, or maintain any type of editorial control over such sites.

The mention of another party or its product or service on the Site should not be construed as an endorsement of that party or its product or service.

You acknowledge and agree that ADVANCEXPRESS CANADA INC. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available through any such site or resource.

No Liability for Information or Data and No Advice.

Information provided on the Site is believed to be reliable when posted. However, ADVANCEXPRESS CANADA INC. does not guarantee the quality, accuracy, completeness or timeliness of the information or data provided. ADVANCEXPRESS CANADA INC. assumes no obligation to update the information or data or advise on further developments concerning topics mentioned. Information and data contained on the Site may contain typographical errors. ADVANCEXPRESS CANADA INC. may add, change, improve, or update the information of the Site without notice. ADVANCEXPRESS CANADA INC. reserves its exclusive right in its sole discretion to alter, limit or discontinue part of this site.

Information on this Site, including, but not limited to, newsletters, articles, opinions and views, is provided for informational purposes only and is not intended to provide investment, financial, legal, accounting or tax advice and should not be relied upon in that regard. You should not act or rely on any Information at the Site without seeking the advice of a professional.

No Solicitation and Jurisdiction.

Products and services of ADVANCEXPRESS CANADA INC. and its affiliates are only offered in jurisdictions where they may lawfully be offered for sale. Some of the products and services of ADVANCEXPRESS CANADA INC. and its affiliates may only be available in certain jurisdictions. Any products and services mentioned on this Site are available only in accordance with local law and only where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement.

No Unlawful or Prohibited Use.

As a condition of your use of the Site, you warrant to ADVANCEXPRESS CANADA INC. that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Sites.

Use of Communication Services.

The Site may contain bulletin board services, chat areas, forums, and/or other message or communication facilities designed to enable you to communicate with other ADVANCEXPRESS CANADA INC. members or a group of members (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

Virus Checks.

When using this website, it is up to you to take reasonable precautions to scan for computer viruses, worms, trojan horses, and other items of a destructive nature. It is also up to you to ensure that you have a complete and current backup of the information contained on your computer system prior to using this website.

Termination/Access Restriction.

ADVANCEXPRESS CANADA INC. reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice.